Personal Injury

Structured personal injury settlements are the legal agreements between two different parties where one party pays over a specified time to the other one. These settlements generally occur in the case of any personal injury. An insurance company pays the injured party through annuity payments. This is done while releasing a defendant from liability. The insurance company and their affiliates guarantee payments in the structured settlements.

Structured settlements are tax-free when they fund any personal physical injury claim. Structure settlements are also used for non-personal injury claims. There are various criteria that have to be met for the structured settlements, as far as they are relevant to your personal injury claim.

If the loss amount is much more than $10,000 then there is an opportunity to defer some of your payments for more than three years of time. When the injured party feels more secure with the steady payments inherent in structured settlement, or when the injured party feels uncomfortable with managing large sums of money all at once, a structured personal injury settlement is the best route. Read the rest of this entry »

In our daily lives, we are always prone to unexpected occurrences, for example, accidents in the roads and in public places. While a few may say, they are lucky to be left untouched by an incident, physically and emotionally, many of these accidents result to personal injuries varying from simple to severe, catastrophic to fatal.

Let us say you were in California and were involved in a car accident, you may suffer not only physical and emotional injuries but also damages to property. Likewise, you may also experience this if you fall victim to accidents in public and work places and even your very home!

Carelessness or malpractice of health/medical service provider, lawyers and other professional service providers can also result to inflicting you with injuries.

When you become a victim of a wrongful or negligent act committed by another person or entity and resulted to injuries and property damages, you have to assert for your rights to recover damages.

California based personal injury lawyers who are experts in handling claims will be your ally in this matter.

Evaluation of your personal injury claim

Your personal injury lawyer will review the facts of the case in order to determine whether it has been another person or entity’s wrongful act, which caused your injuries and losses. He or she will assess whether you have the elements of a personal injury claim or not.

Wrongful conduct has three facets:

1. Negligence – this is the most usual starting point in recovering for injuries and losses caused by an accident. According to a rule of law in the principles of personal injury, individuals are liable for each of their careless acts.

2. Intentional misconduct – recovering for damages caused by intentional misconduct may come about when someone hurts you or damages your property intentionally.

3. Strict Liability – companies and individuals could be liable for damages based on the policies of strict liability if they committed activities that are dangerous and detrimental to the well-being of other persons. Conduct of bomb testing, manufacture of potentially dangerous or defective products is an example of circumstances involving strict liability. Read the rest of this entry »